Overview · 2025
Bank AI Index
Bank AI Index is an independent monitoring metric tracking AI risk exposure and control maturity across Canada's Big-6 commercial banks. Built on the OSFI-FCAC AI Risk Framework, it covers five years of data (2020–2025) across 9 risk categories — from model governance and data privacy to third-party AI and cyber resilience.
TD
Toronto-Dominion Bank
→ 0 vs 2024
Scotiabank
Bank of Nova Scotia
→ 0 vs 2024
RBC
Royal Bank of Canada
→ 0 vs 2024
NBC
National Bank of Canada
→ 0 vs 2024
CIBC
Canadian Imperial Bank of Commerce
→ 0 vs 2024
BMO
Bank of Montreal
→ 0 vs 2024
Overall Risk Trend 2020–2025
Score 1–5 · Higher = greater AI exposure relative to controls
Risk Composition 2025 (Internal vs External)
Overall Risk Ranking 2025
Annual Overall Risk Summary
| Bank | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| TD | — | — | — | — | — | — |
| Scotiabank | — | — | — | — | — | — |
| RBC | — | — | — | — | — | — |
| NBC | — | — | — | — | — | — |
| CIBC | — | — | — | — | — | — |
| BMO | — | — | — | — | — | — |
2025 AI Strategy Snapshot — All Banks
Open to Collaboration
Interested in AI risk in banking — from academia to industry. Let's connect.
Get in Touch →